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Did you know that most people move to Canada from the United States simply for the state health insurance? All right, that is not true, but most people wouldlove to have free health insurance.

05 Oct

Medical Insurance And Durable Medical Equipment

Posted in on 05.10.10

Did you know that most people move to Canada from the United States simply for the state health insurance? All right, that is not true, but most people wouldlove to have free health insurance. Hospital stays, ambulance fees, and necessary medications are extremely expensive. If you find yourself in the hospital for as little as two days and you are not insured, you could find yourself in massive amounts of debt. They might have just hooked you up to an EKG machine,stuck in an IV, and monitored you closely and you still owe over $10,000.

The single largest group of uninsured Americans is individuals in their twenties. Most children are on their parent's insurance until the age of 19; this coverage is extended if they are in college. Large companies and corporations offer their employees benefits such as health insurance for them and their entire family; however, most young people do not have the opportunity for these types of jobs. Most entry-level positions do not provide any benefits and thepay is so low that it is barely enough to pay for rent and food let alone medical insurance! As a result, most young people simply cannot afford to pay for medical supplies or even doctor's check-ups.

Lawmakers agree that the large numbers of uninsured twenty-year-olds is something that needs to be fixed because if they did require medical help, these individuals are suddenly in a large amount of debt. Several plans have been proposed in different states to remedy this problem but no one solution has yet been found.

Individuals who do reach the age of 65 years old, however, do have state health insurance, which is know as Medicare. This program pays for several types of check-ups and procedures. Medicare is also obligated to pay for different types of medical equipment such as power wheelchairs, iron lungs, and oxygen tents.The equipment for which the Medicare program is obligated to pay for those who qualify is defined as durable medical equipment.

If you want to find out health insurance policies in your state, look up your state's department of health website. Health insurance is extremely important!

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Author: Jane Worthington
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